Retirement isn’t that far away now ... and you’ll soon be starting to reap the benefits of your super savings efforts. Hopefully when you were younger you started a plan that would maximise your retirement savings and these years can be a time of planning and dreaming, rather than making up for lost time.

The good news ...

It’s not too late! You're probably in the best stage of your life now to be redirecting some additional money into super and to ensure you can live a comfortable retirement. Research suggests that a couple will need approximately $50,000 p.a. in retirement to enjoy a comfortable lifestyle in retirement.

It all sounds pretty daunting doesn’t it? Well it doesn’t have to be.

Visit our Help Centre to learn more about the types of contributions that can help you increase your retirement savings. 

Can you top up your super at any time?

Yes, depending on how old you are.

If you’re under 65 years of age you can top up your super at any time.

If you’re aged 65-74, you must have worked at least 40 hours in a period of no more than 30 consecutive days in the year in which contributions are made. You only need to demonstrate this once each financial year.

If you’re 75 or over, you’re not eligible to make any personal super contributions.