The industry fund for the people who care
As you move through your 30s and beyond, it’s the perfect time to take control of your money and improve your financial position. You’ve probably got a doctor and a hairdresser that you trust, but who helps you with your financial wellbeing?
A financial planner can help you clarify what you want to achieve, what your investment time frame is, and how comfortable you are with the different types of investments available, before giving you a plan to suit your specific objectives and needs. Building a relationship with a financial planner can help you to better manage your finances and keep you on track towards your goals. A financial planner can also help you:
Your super is fundamental to your wealth management plan, and an area where specialised financial advice can really help. Have you considered the following?
When you meet with a financial planner, they will usually follow these steps:
| Step 1 | Gather your financial information such as income, debts, financial commitments and so on. |
|---|---|
| Step 2 | Determine your current situation, ongoing needs and short and long-term goals. |
| Step 3 | Identify any financial problems or special considerations you may have. |
| Step 4 | Upon your approval, prepare a written financial plan (Statement of Advice), including recommendations about your existing and/or alternative financial products for you to consider. |
| Step 5 | Implementation of your plan. |
| Step 6 | Regularly review your plan (at least once a year) to ensure you’re on track to achieve your goals and revise where necessary. |
As a member you have access to a qualified financial planner at a reduced rate through Health Super Financial Planning. To start your retirement planning and/or to consider your future years call Health Super Financial Planning on 1300 780 223.
To assist you in making decisions to help you plan for your retirement, Health Super Financial Planning conduct regular seminars on various topics. These seminars are provided at no additional cost and cover a range of general topics including:
Make a booking and find out more about our current seminars schedule.
Health Super Financial Services Pty Ltd ABN 37 096 452 318, AFSL 240019 trading as Health Super Financial Planning (HSFP) is wholly owned by the FSS Trustee Corporation ABN 11 118 202 672 AFSL 293340 Trustee of the First State Superannuation Scheme ABN 53 226 460 365.
The Trustee pays HSFP half of the annual 1% account-keeping fee collected on all Health Super Account Based Pensions. The Trustee also pays a variable monthly amount (calculated on a cost recovery basis) to HSFP to conduct member seminar programs. The Trustee is not a representative of HSFP and receives no commissions when making referrals to this service. To obtain further information about the services provided by HSFP, contact HSFP direct by telephoning 1300 780 223. Alternatively, visit HSFP’s website at hsfp.com.au