As you get older, there are limitations on the type of insurance you can have through Health Super.

If you're aged 65+ you are eligible for Death Cover.

If your age next birthday is 65, you are no longer eligible for TPD or Income Protection Cover. Any TPD or Income Protection Cover you may have ceases at age 65.

If your age next birthday is 70, you are no longer eligible for Death Cover. Any Death Cover you may have ceases at age 70.

If you only have a pension with us, then you are not eligible for insurance cover. However, if you feel you need insurance cover to protect your family and financial interests you can still obtain insurance cover through a separate accumulation account within Health Super or outside super (e.g. by purchasing insurance policy directly from an insurance company).

Where do I get insurance advice?

If you’d like advice on how much cover suits your lifestyle, you should seek advice from a qualified financial planner like Health Super Financial Planning or call them on 1300 780 223.

Health Super's current insurer is AIA Australia Limited (ABN 79 004 837 861 AFSL No. 230043) trading as AIA Australia (AIA or the Insurer). The insurance cover is provided under policies issued to Health Super by AIA (Policy). Insurance cover is subject to eligibility criteria and other terms and conditions in the Policy, summarised in the Member Guide (Product Disclosure Statement).

Health Super Financial Services Pty Ltd (trading as Health Super Financial Planning) ABN 37 096 452 318, AFSL No. 240019 is a wholly owned subsidiary of Health Super Pty Ltd (the Trustee of Health Super). Health Super Pty Ltd pays Health Super Financial Planning (HSFP) half of the annual 1% account keeping fee charged for Health Super’s Pension products. Health Super Pty Ltd also pays a variable monthly amount to HSFP to conduct member seminars. Health Super is not a representative of HSFP and receives no commission when making a referral to this service.