There's billions of lost superannuation money in Australia. Is some of it yours?
Perhaps you've got super lying around from part-time jobs when you were at school or university, or you might have changed employment or moved house and forgotten to tell your super fund your new details.
Little things like combining old super accounts can make your money grow faster ... it all adds up.
How to find your lost superannuation accounts
1. Contact your former employers first. Your former employers should be able to provide details of your old super fund(s) and account number(s).
2. Use the Australian Taxation Office’s (ATO) FREE SuperSeeker service to search for your lost accounts.
If you think you have other super that you would like to consolidate but don’t know which fund it is with, try using the ATO SuperSeeker online service. You’ll need your tax file number to start your search.
3. Combine your lost super
Once you’ve located your lost super, you can combine all your superannuation accounts and transfer them into your account. We can arrange the transfers (we don’t charge a fee for this).
You may wish to consider obtaining advice from a financial planner before consolidating your super accounts to ensure you don’t lose any benefits. A financial planner can also assist you to compare the costs and benefits of your previous and current super funds.
Important information
It's important to be aware that some funds charge an exit fee or penalty when you transfer money out of their fund. Check to see if this is the case with your super fund and whether the cancellation will affect any related insurance cover before transferring your super.
How to make sure we don’t lose you
We don’t want to lose you, so make sure you update your details when they change.
Make sure you keep your details up to date with us. Tell us if there are any changes including your name and particularly your address. That way, we can send you statements and keep you informed about your super.
Health Super Financial Services Pty Ltd ABN 37 096 452 318, AFSL 240019 trading as Health Super Financial Planning (HSFP) is wholly owned by the FSS Trustee Corporation ABN 11 118 202 672 AFSL 293340 Trustee of the First State Superannuation Scheme ABN 53 226 460 365.
The Trustee pays HSFP half of the annual 1% account-keeping fee collected on all Health Super Account Based Pensions. The Trustee also pays a variable monthly amount (calculated on a cost recovery basis) to HSFP to conduct member seminar programs. The Trustee is not a representative of HSFP and receives no commissions when making referrals to this service. To obtain further information about the services provided by HSFP, contact HSFP direct by telephoning 1300 780 223. Alternatively, visit HSFP’s website at hsfp.com.au