Making an after-tax contribution to your superannuation allows you to choose whether you want to contribute a little or a lot each pay period. By contributing small amounts regularly, your super could add up over time and potentially make a big difference to your retirement savings. 

Or you can just make a one off contribution into your super – maybe you receive a bonus or an inheritance. 

Every contribution you make can really boost your savings and by starting sooner, the effects of compounding earnings can benefit your account balance over the long-term.

If you’re interested in this option to boost your super balance, you will be required to provide us with your TFN. If you’re unsure if we have your TFN recorded, please call us on 1800 331 719 or check your last member benefit statement. 

To submit your TFN online click here.

If you’d like to make an additional contribution to your super, you should complete the Boost my superannuation form.

Limits on after-tax contributions

After-tax contributions in excess of $150,000 each year (or if you’re under age 65, $450,000 over three years) will be taxed at 46.5%.

How do you make a contribution to your superannuation?

We make it as easy as possible for you to make a contribution to your super, by providing you with a choice of 4 simple options, including:

1. Regular after-tax or before-tax contributions – just ask your employer to deduct your nominated amount (either $$$ or percentage) from your salary each pay period and put it into your super. Alternatively, you can download the Boost my superannuation form and return it to your HR/Payroll department so they can process your request.
2. Lump sum payments – to make a one off payment, all you need to do is complete the Boost my super form and return it to us with a cheque for the amount you wish to contribute.
3. Direct debit– to top up your super directly from your nominated bank account, complete the Boost my super form.
4. BPAY^® – to make a contribution into your Health Super account, please use the following reference numbers:

^{® Registered to BPAY Pty Ltd ABN 69 079 137 518}

• Compulsory employer contributions
• Salary sacrifice contributions
• After-tax contributions
• Government Co-Contributions
• Spouse contributions
• Self employed contributions