Are you taking a break from work? Maybe you’re taking time out to raise children, or to care for someone, or just taking a career break? Whatever your reason, you’re probably aware of the financial impact in terms of lost salary, but have you considered the potential long-term impact on your super pay out?To build for your retirement and help catch up on any missed contributions while you’re not working, consider:

• putting extra money into your super with after-tax contributions
• making salary sacrifice contributions into super once you’re back at work
• taking advantage of the Government Co-Contribution
• using spouse contributions to top up your super
• meeting with a financial planner like Health Super Financial Planning to gain expert advice.

Where can I get financial advice?

As a member you have access to a qualified financial planner at a reduced rate through Health Super Financial Planning. To start your retirement planning and/or to consider your future years call Health Super Financial Planning on 1300 780 223.

Health Super Financial Services Pty Ltd (trading as Health Super Financial Planning) ABN 37 096 452 318, AFSL No. 240019 is a wholly owned subsidiary of Health Super Pty Ltd (the Trustee of Health Super). Health Super Pty Ltd pays Health Super Financial Planning (HSFP) half of the annual 1% account keeping fee charged for Health Super’s Pension products. Health Super Pty Ltd also pays a variable monthly amount to HSFP to conduct member seminars.  Health Super is not a representative of HSFP and receives no commission when making a referral to this service.