How would your family cope without your income?
Did you know that approximately 4% of people with dependent children have adequate levels of insurance cover?1 Life insurance can give you peace of mind that you or your family will be able to survive financially, in the event of an accident or other mishap.
Having insurance through super means premiums are paid directly from your Health Super account, instead of your own take-home pay.
Understanding how much cover you may need isn’t always simple. Together with AIA Australia, we’ve made it easier to meet your insurance needs with LIFEapp.
What is LIFEapp?
LIFEapp is AIA Australia’s online tool with step-by-step instructions to help guide you through the insurance application process. LIFEapp can help you
- understand how much insurance you may need using the insurance needs calculator,
- find out the cost of your requested cover through the quote tool and
- apply online to increase your cover.
How to access LIFEapp?
You can access LIFEapp through your online super account (eSuper).
If you already have an online account, click on the link below to access LIFEapp.
If you do not have an online account, click on the link below to register for eSuper.
You must be registered with eSuper to apply for insurance online.
If you are not a Health Super member, or have not registered for eSuper, you can still use LIFEapp to calculate your insurance needs and obtain a quote. Click here to begin.
How do I cancel/reduce my insurance?
If you wish to cancel or reduce your insurance, please complete the Insurance reduction or cancellation form, available on the Health Super forms page.
Do you have more questions?
We’re here to answer them. We have people who are ready to take your call and guide you through any issues you may have. Call us on 1800 331 719 8.30am - 6.00pm, Monday - Friday AEST; or email us at enquire@healthsuper.com.au
Where can I get financial advice?
As a member you have access to a qualified financial planner at a reduced rate through Health Super Financial Planning. To obtain financial advice, call Health Super Financial Planning on 1300 780 223.
The Health Super division, through insurance policies underwritten by AIA Australia Limited ABN 79 004 837 861 AFSL 230043 (AIA Australia), offers Health Super members life, total & permanent disability and income protection insurance cover. The Trustee reserves the right to replace the policies, to vary their terms and conditions (including the level of cover) and the amount of premiums. The Trustee will notify members of any proposed changes.
Health Super Financial Services Pty Ltd ABN 37 096 452 318, AFSL 240019 trading as Health Super Financial Planning (HSFP) is wholly owned by the FSS Trustee Corporation ABN 11 118 202 672 AFSL 293340 Trustee of the First State Superannuation Scheme ABN 53 226 460 365.
The Trustee pays HSFP half of the annual 1% account-keeping fee collected on all Health Super Account Based Pensions. The Trustee also pays a variable monthly amount (calculated on a cost recovery basis) to HSFP to conduct member seminar programs. The Trustee is not a representative of HSFP and receives no commissions when making referrals to this service. To obtain further information about the services provided by HSFP, contact HSFP direct by telephoning 1300 780 223. Alternatively, visit HSFP’s website at hsfp.com.au
1 www.lifewise.com.au