making an investment choice

Whatever your approach to investments, a great way to maximise your super is to use Health Super’s range of investment options.

Making an investment choice means making an informed decision about how you invest your super.

When you make an active investment choice, you can:

• make sure your super is being invested in an option that suits you
• choose from a range of options - from low risk to high risk
• invest your super in a range of asset classes – from cash shares
• change your investment choice up to 12 times a financial year

When you make an investment choice, it will be effective on the first day of the following month. In the event of a partial payment occurring after the first day of the month but before the monthly crediting rates are declared for the investment options (which can be up to three weeks) your new investment choice will take effect after the date of the partial payment.

how to change your investment choice

1. Read through our current Product Disclosure Statement (PDS) for more information about the choices available to you.
2. Once you’ve decided which investment choice best suits you, you can apply to change your investment choice by either:

• accessing your account online with Health eSuper - go to the ‘Make an Investment Choice’ section
• downloading a 'Change my Member Investment Choice' form and posting it to Health Super

Confirmation of your investment choice will be forwarded to your postal address.

 

important tips:

Your new investment choice option received before the end of the month will be effective the first day of the following month. However, your online account records will be updated when the monthly crediting rate (for the month your new MIC is effective) has been declared.  This may take up to six weeks.  Please refer to our Product Disclosure Statement (PDS).  The PDS also explains how investment earnings are allocated if you withdraw benefits (partially or fully) from Health Super before monthly crediting rates are declared. Interim crediting rates may apply.