The industry fund for the people who care
As you get older, there are limitations on the type of insurance you can have through Health Super.
If you're aged 65+ you are eligible for Death Cover.
If your age next birthday is 65, you are no longer eligible for TPD or Income Protection Cover. Any TPD or Income Protection Cover you may have ceases at age 65.
If your age next birthday is 70, you are no longer eligible for Death Cover. Any Death Cover you may have ceases at age 70.
If you only have a pension with us, then you are not eligible for insurance cover. However, if you feel you need insurance cover to protect your family and financial interests you can still obtain insurance cover through a separate accumulation account within Health Super or outside superannuation (e.g. by purchasing insurance policy directly from an insurance company).
If you’d like advice on how much cover suits your lifestyle, you should seek advice from a qualified financial planner like Health Super Financial Planning or call them on 1300 780 223.
Health Super's insurer is AIA Australia Limited (ABN 79 004 837 861 AFSL No. 230043) trading as AIA Australia (AIA or the Insurer). The insurance cover is provided under policies issued to Health Super Pty Ltd by AIA (Policy). Insurance cover is subject to a member meeting the eligibility criteria and other terms and conditions set out in the relevant Policy. These have been summarised in the Member Guide (Product Disclosure Statement).
Health Super Financial Services Pty Ltd ABN 37 096 452 318, AFSL 240019 trading as Health Super Financial Planning (HSFP) is a wholly owned investment of the Health Super Fund (ABN 88 293 440 675) (Health Super), the Trustee of which is Health Super Pty Ltd (ABN 97 084 162 489 AFSL 246492). The Trustee pays HSFP half of the annual 1% account-keeping fee collected on all Health Super Account Based Pensions. The Trustee also pays a variable monthly amount (calculated on a cost recovery basis) to HSFP to conduct member seminar programs. The Trustee is not a representative of HSFP and receives no commissions when making referrals to this service. To obtain further information about the services provided by HSFP, contact HSFP direct by telephoning 1300 780 223. Alternatively, visit HSFP’s website at hsfp.com.au