Sometimes, investing can be difficult to understand. Here’s some simple points to help you understand more about it.
- Member’s can choose how their super money is invested from a range of investment options.
- They can switch options whenever they wish (some funds will charge members to do this).
- Investing involves both risk and return.
- Different investments (including investment options) have different exposures to risk, and have different expectations of returns.
- When anybody invests, the value of their investment could increase or decrease.
- Age, financial situation and years to retirement can all be factors that determine an individual’s risk profile and the investment strategy that best suits them.
