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Salary sacrifice contributions

Salary sacrifice is an arrangement between you and your employees which enables them to contribute part of their before-tax income into their super account to gain tax benefits.

Salary sacrifice contributions are paid before PAYG tax is deducted from employees’ salaries. Salary sacrifice contributions are therefore treated like employer contributions and a tax rate of 15% is applied in the super fund (unless the super fund does not hold the employee’s TFN).

Not all employers offer their employee’s a salary sacrifice arrangement.

For more information about salary sacrifice arrangements and your responsibility as an employer visit the ATO website.

This website is provided by Health Super Pty Ltd ABN 97 084 162 489, AFSL No. 246492, the Trustee of Health Super Fund ABN 88 293 440 675 (Health Super). The website content is of a general nature only and does not take into account your personal objectives, situation or needs. Before making a decision about a Health Super product or service, you should read our Member Guide (Product Disclosure Statement) which is available on this website or by calling 1800 331 719. Some products and services offered on this website are provided by third parties. The Trustee is not responsible for the products or services, views or actions of these third parties. Terms and conditions may apply which should be obtained from the third parties direct. The Trustee does not accept liability if loss or damage is incurred from the acquisition of third party products or services.
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